Special Term Deposit Rate

Limited Time Special 


We're offering special rates for new term deposits for 6, 12 and 24 month terms:


Term                      Rate

6 Months                        3.00%

12 Months                      3.80%

24 Months                      4.30%


 It will be hard to find a more competitive interest rate! Use the promo code 'ONLINE24' to lock in one of these special rates.

If you would like to know more about our term deposits, contact our team on 0800 234 778.

*Terms and conditions apply, see below for more information.


Check out the important stuff
  • Terms and Conditions


    • Minimum deposit of $5,000.
    • Maximum deposit of $2,000,000.
    • Must be a new FCU deposit. Top-up of existing deposits or moving funds from an existing FCU savings account are excluded. First Credit Union’s standard carded rates will apply.
    • Term of the deposit is 6, 12 or 24 months. If an early withdrawal is approved by First Credit Union, a reduced interest rate will apply as follows:
      • Where the deposit is withdrawn, in full or in part, before the maturity date a reduced interest rate will be applied using the date the deposit was opened, for the period of time the money was invested.


    First Credit Union’s Product Disclosure Statement is available free of charge at any branch.